Heavens Credit Cards - PrePaid & Debt

Prepaid Debit Cards

Just starting out in the credit world? A prepaid debit card can get you started. Choose a card that will give you the ability to carry extra credit when you need it, is easy to carry and safer than cash. Choose your prepaid debit card today.

Debit cards are on the rise. A majority of households prefer a debit card because the amount charged will be subtracted from a checking account immediately. This is a convenient way to accept a purchase. One of the drawbacks is the amount of the purchase has to be available in your checking account. Debit cards have to use a four digit number for access known as a PIN, Personal Identification Number. Another security feature of a debit card is a limit of daily charge that can be used on the card. If you use the card at several places or go over the daily limit you may not be able to charge any additional amounts on the card for that day. One of the problems with a debit card is a lack of security to protect the cardholder. If a card is stolen and charged for purchases the money is instantaneously taken from the account holder’s account. This is nearly impossible to get the funds back. A credit card has much better security level than a debit card.

Current by Discover - Teen Prepaid Debit Card

Debit Card for Teens with built-in parental controls
Set daily, weekly, and monthly spending limits
Restrict teen card use in unwanted shopping categories (e.g. liquor stores, tobacco stores, hotels, etc.)
Free Direct Deposit for parents & teens
Free deposits from any credit card or bank account
$0 fraud liability guarantee
Withdraw cash at ATMs
Get exclusive discounts at teen's favorite merchants
Free e-mail and text message activity alerts
No minimum balances, loading fees, or credit check

*View Discover® Card Rates, Fees, Rewards and Other Important Information.<>

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Limited or No credit*	$50*	N/A*	N/A	N/A	Discover Bank

Wired Plastic™ Prepaid Visa®

New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
No Bounced Check, NSF and Overdraft Charges EVER!
FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
FREE Bill Pay Service - Pay Anyone Online or Over the Phone
FREE Credit Builder with Overdraft Protection
FREE Mobile & Email Alerts
FREE Direct Deposit - Eliminate Check Cashing Fees
Add Cash Instantly at 100,000 Retail Locations Nationwide

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Limited or No credit*	None*	N/A*	N/A	N/A	BANKFIRST

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