Heavens Credit Cards

Apply for the IBERIABANK Visa Classic today!

Variable Rate APR ranging from Prime + 5.5% thru Prime + 12.00%
No annual membership fee
Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date

*See website for complete terms and conditions of card usage and application disclosure.

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Good/Excellent*	None*	Yes*	0% APR for 6 months*	as low as P + 5.5%*	IBERIABANK

Apply for the IBERIABANK Visa Gold today!

Variable Rate APR ranging from Prime + 6.5% thru Prime + 13.00%
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
No annual membership fee
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.

*See website for complete terms and conditions of card usage and application disclosure.

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Good/Excellent*	None*	Yes*	0% APR for 6 months*	as low as P + 6.5%*	IBERIABANK

Apply for the IBERIABANK Visa Platinum today!

Variable Rate APR ranging from Prime + 6.5% thru Prime + 13.00%
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
No annual membership fee
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.

*See website for complete terms and conditions of card usage and application disclosure.

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Excellent*	None*	Yes*	0% APR for 6 months*	as low as P + 6.5%*	IBERIABANK

New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
No Bounced Check, NSF and Overdraft Charges EVER!
FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
FREE Bill Pay Service - Pay Anyone Online or Over the Phone
FREE Credit Builder with Overdraft Protection
FREE Mobile & Email Alerts
FREE Direct Deposit - Eliminate Check Cashing Fees
Add Cash Instantly at 100,000 Retail Locations Nationwide

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Limited or No credit*	None*	N/A*	N/A	N/A	BANKFIRST

New Millennium Bank has guaranteed your credit approval for up to $10,000** (with both cards) in secured credit with no credit check!

**Fees and terms Apply.

Credit Needed	Annual Fee	Balance Transfer	Intro APR	Ongoing	Issuer
Bad*	$59*	Yes*	19.5%	19.5%	New Millennium Bank